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Smartphones these days have become an integral part of our everyday lives. These mini-PCs can be loaded with tons of apps for virtually any undertaking.
Being the smartphone user that you are, you probably have several apps for different purposes.
If you’re probably not aware, there are also apps you can install on your phone to make free money.
There are apps for everything (including earning some extra cash) these days.
If you’re not aware of any money-making app, don’t fret. This post will give you a quick rundown of some of the best free apps to use to make money in your spare time.
Later on, we will determine the best app to have on your phone’s home screen for your financial benefit.
What to Look for in Free Money Apps
1. User-Friendly Interface
Generally, all money apps should be easy to use. For that reason, your ideal money app must contain a user-friendly and pretty straightforward dashboard.
Furthermore, the layout should offer users quick access to vital information such as their profile, daily activities, and earnings.
Reporting ventures have to be supported with tools to assist in correct calculation. They should also be in real-time.
This will help manage the user’s cash flow and maintain up-to-date records of the user’s earnings.
2. Accurate Invoices
Customs and revenue are two important fields in business that should be approached with utmost seriousness. No matter how established the free money app is, minor errors during payment are bound to pop up.
Missed collectibles often result in a heap of losses on the user’s end. Every money app should easily automate the whole data input process.
If you’ve accumulated a certain amount, those exact figures should appear on your invoice upon payment.
3. Provide Straightforward Ways to Make Cash
Money apps are ideally designed to meet users’ ever-changing requirements. Though we all have various ways to earn money online, free cash apps should provide universal job types for all its users.
Filling surveys, for instance, doesn’t require any previous experience or skill. It, therefore, qualifies to be featured in a money app.
Making money on these apps should be a fast, seamless process for users of all age groups. The ways to make cash should also be neatly outlined on the user’s dashboard.
4. Transparent Mode of Payment
A significant majority of free money apps use PayPal for payout. At the moment, PayPal is among the most trusted ways to pay online. It can transfer funds from any bank or company to accounts all over the world.
Although there’s a withdrawal fee, it’s quite affordable. Other legitimate platforms used by money apps include Venmo, SquareCash, Skrill, and Apple Pay.
If the money app you want to download doesn’t use PayPal or any of the payment platforms listed above, it’s not to be trusted.
It would be rather frustrating when you put in all your effort to try and make some extra cash just to end up losing it.
10 Legitimate Money Apps You Should Have on Your Smartphone
Don’t waste your time on Apps that are out to scam you of your cash. The following is a detailed list of tried and tested apps you can use to make money on your iPhone or Android phone.
Out of these, we shall determine the ultimate money app with the best features and ways to make money.
Any list of money-making apps is incomplete without the Swagbucks app. With over a whopping $166,000,000 compensated members and an A+ certification with the BBB, Swagbucks is one of those apps you should have on your smartphone’s home screen.
This app safe to use, 100% legit and yes, you can use it to make money. It’s a favorite among users for so many reasons. One of the reasons is that when you create your free account on Swagbucks, you get rewarded with a cool $10.
For each task you complete, you’ll be compensated in the form of SB points, which can then be redeemed for gift cards to over 1,500 retailers (Amazon, Walmart, etc.) or cash out via PayPal.
Swagbucks offers you the chance to make some extra bucks in different ways. Users can earn SB points by accomplishing simple tasks like shopping online, searching the web, playing games or answering short surveys.
There’s no guarantee that you’re going to make more than your full-time income. At the same time, there’s no doubt that you can make over $100 every month from doing all the activities listed above.
As the name implies, InboxDollars is an app that pays you to open and skim emails as well as answer simple surveys.
It also offers a signup bonus of $5. According to the InboxDollars official website, they’ve paid out $57 million+ over the years to members who have filled out surveys.
What makes InboxDollars stand out from the rest of the apps on this list? Its cash-only system. With that, you don’t have to worry about any gift card compensations or trading points for cash.
InboxDollars works in association with a couple of high-profile brands like Groupon, Publishers Clearing House, and Netflix.
These brands value consumer input and are willing to pay in cash for it. You’ll be given a share of the profits once InboxDollars is paid by its partner brands.
Although you can equally earn from the website, the app version has proven to be equally effective, if not more. It’s great for when you have some extra time and you have nothing else to do.
In most occasions, mobile apps aren’t all that impressive. After using InboxDollars, you’re bound to frequent it and leave more than one rave review. It’s one of the most popular cash apps out there.
How would you like to earn $10 in a couple of minutes? MyPoints offers new users $10 (100 points) when they create a free account.
As if that’s not enough, MyPoints users can accumulate points which are exchangeable for physical gifts, gift cards or cash. Look at it as your phone’s rewards program because that’s exactly what it is.
The maximum amount required to withdraw is $3, which is equivalent to 480 points. When you trade the points for gift cards, you stand to enjoy discounts on your favorite brands as well as travel miles based on your destination.
MyPoints primarily focuses on surveys. For every ten profile questions you answer, you get rewarded with points. It’s not clear how much you can make from one survey. The longer or more complicated they are, the more points you get.
Aside from surveys, there are more diverse ways to get gift cards on MyPoints. There’s nothing fraudulent about this app.
If anything, it credits you once you provide proof of completion, and has a very active customer support desk in case of any query.
It’s worth mentioning that once you complete your first five surveys, you get an Amazon gift card worth five bucks.
You’re probably familiar with the Ebates desktop site. What you may not know is that they have a mobile app as well.
The best thing about Ebates is its ease of use and its lavish payout policy. Create your account on Ebates and get a free $10.
Once you install the app on your smartphone, shop at Amazon, Best Buy, JCPenney or any of the available stores (online or in person) and enjoy cashback on every purchase you make. Earn back 12% or more by taking advantage of promotions, holidays and special events.
Basically, what you have to do is sign in to your account on the app and look up your preferred shopping retail store. Go into their e-commerce store and automatically collect rewards when you buy two or more items.
You can either redeem those rewards via a PayPal deposit, cash or gift cards. Amazingly, this is a bonus on top of any coupon codes or discounts you may have already.
Ebates is somewhat of a credit card that rewards you, except you don’t need to pay interest. Instead of getting a mere one or two percent worth of cashback, you can easily get a whopping 40%.
Stash is a well-designed, well-made investment app that also earns you money in its own way. If you happen to be a seasoned investor, this app may be way too straightforward for your taste.
Stash essentially does a huge chunk of the hard work for you. All you have to do is pick out your interests (such as clean energy, retail stores or tech) and you’ll be provided with options of diversified portfolios.
From that point, you can make a few tweaks to the app to get cash from your bank account and expand your investing principle.
If you want to start an investment but are not sure where to begin, start with amounts as small as $5 and Stash will do the rest. Better yet, let Stash spot you five bucks to get you started on your investment journey.
Signing up on Stash is a fairly seamless process. You have to provide your basic information, deposit cash as little as $5 from your bank account then answer questions in relation to your risk tolerance. Make regular deposits to double your earnings.
Similar investments apps like Acorns also double as free money-making apps that aim to ensure your financial success.
Not so much into investment? Then try out the Slidejoy app. It’s without a doubt among the most straight-forward money apps ever created.
Easy as it may be to use, Slidejoy won’t make you an overnight millionaire. It will, however, earn you a cool five to fifteen bucks per month (based on developers’ reports.
How exactly does this app work? Start off by downloading Slidejoy from the Google Play Store and install it on your smartphone. The next time you turn on your phone, you’ll see an appealing ad on your lockscreen.
You can choose to either ignore it by unlocking your phone by swiping right or swipe left and engage with the ad. Whether or not you engage with the ad, you can still make a fair and unspecified amount. Slidejoy curates a better user experience based on your ad preferences and online behaviors.
This app can work out for you if you’re okay with your phone’s lock screen being either ads or trending news stories. By swiping right on every unlocking occasion, you stand to earn up to $180 or more annually.
According to Slidejoy developers, your payout increases once the ads go in line with your individual preferences.
Originally dubbed ‘Air Bed n Breakfast,’ this money app is quite unique and highly lucrative. If you’re a proud owner of a home and have more than enough space to rent, list it on Airbnb.
Hosting strangers or loved ones is a sure way to help you get out of debt fast or set some cash aside to cater to your financial goals.
First off, start by creating a listing by uploading a couple of photos of your space and give it a brief but detailed description.
This will help users on the platform get a feel of what to expect when they decide to rent your humble aboard.
Go ahead and outline the house rules and the availability of your listing. The moment your listing goes live, you’ll start earning money when guests begin booking their stay.
To promote trust between the guests and the host, Airbnb requires both party’s phone number or any other form of verification. You both get the chance to review your experience after the visit.
It’s hard to put a price on how much you can earn on average with the Airbnb app. Based on a report by Priceonomics, hosts can make a monthly income of between $500 to $924.
For all the dog lovers out there, this app is for you. Rover is a fast-developing app that acts as a link between dog owners and dog walkers.
That means you have the opportunity to spend the better part of your day around pups and get paid for it. Rover is an excellent alternative if you’re looking for either a part-time or full-time means to earn money.
As you know by now, pet sitting is a fast-expanding industry. That’s good news for Millennials looking to earn extra cash and dogs by taking care of dogs while their owners are away.
If you’ve considered being a pet-sitter, the Rover app provides a steady stream of dog-sitting jobs to mostly Millennials. On Rover, pet sitters can typically make between $25 – $100 in a single night.
Getting started on Rover is quite simple. Right after you create your free account, you’ll be connected to a wide network of dog owners in your area.
Some owners may prefer that you have their dog at your home while others may ask you to stay at their house. When creating your profile, be sure to state your rates to your clients beforehand.
Foap is excellent for aspiring videographers and photographers. You don’t have to be a pro at photography, though it would be nice if you added some quality photos to your collection.
Foap is available for download at iTunes and Google Play. When you install it on your smartphone, fill out your profile and rate five random photos before uploading any of your own.
The good thing about Foap is that there’s no limit as to how many times you can sell your photos. Foap has contests and ‘Missions’ where companies can tell Foap members what kind of photo they’re interested in.
Your photos will be sold on Foap for ten bucks. From the sale, you’ll receive a $5 commission. If you’re not content with the pay, you can always participate in the contests and boost your earnings.
This app has contests and ‘Missions’ where companies tell photographers on the platform what they’re looking for. When you take on a mission and your work is selected, you automatically win thousands of dollars.
If you’re looking to make money while driving your car, consider working for Lyft. It’s basically a rideshare company that was founded in 2012
As a Lyft driver, you get paid to drive people from one location to their desired destination. In 2012, Lyft made $2.2 billion worth of revenue. That’s proof enough that you can make huge bucks with the Lyft app.
When you download the app and register yourself as a driver, it’s possible to make very good returns that could make you think about quitting your full-time job.
Of course, your earnings at first won’t be the same as someone who has been in the business for three or more years. There are, however, stuff you can do to boost your earnings.
For instance, try driving during busy hours, which are during the nights and weekends. Lyft offers a flexible time schedule that allows you to work when you want. Also, you don’t need any specialized skills to work as a Lyft driver.
Lyft will work out for you if only you’re willing to work extra time and put in the extra effort. Ensure you have the necessary requirements before you sign up to work for this lucrative rideshare company.
While there are no guarantees that you’ll be successful as a Lyft driver, you’ll never know unless you try.
Which is the Best App to Make Money?
Clearly, there are lots of apps out there you can use to make money on the side. If one doesn’t work out for you, move on to the next one and see where it goes from there.
In regards to which app you should consider most in your quest to earn money online, Swagbucks takes the cake.
As mentioned before, Swagbucks offers a plethora of ways to earn points, which can later be exchanged for cash. These are a couple of them:
Use Swagbucks to Search the Web
Using Swagbucks instead of Google as your default search engine to do your internet searches can earn you SB points. Every search you make is worth 7 SBs.
Do Your Online Shopping Via Swagbucks
For every dollar you spend, Swagbucks offers you free SB points. Before making any purchases online, be sure to check the app for any ‘cash back’ deals.
Fill Out Online Surveys
By simply answering brief surveys, you automatically earn SB Points. Rack up more Swagbucks by completing several surveys every week. Surveys typically take between 9 – 15 min and each can earn you between 100 – 200 SBs.
Scroll through the wide variety of videos and watch as you fill your Swag Bucks meter. The moment your meter fills up, you can earn about 1-5 Swag Bucks. The downside, however, is that you’ll not earn each time you watch the available videos.
Refer Friends and Family
This is perhaps the simplest of these ways to earn money on Swagbucks. Get strangers or loved ones to sign up using your referral link. Every referral you make earns you a certain number of points.
To anyone who spends most of their time online, Swagbucks is the app to have on your phone. You get cost-free gift cards along with other prizes for doing activities as simple as filling out online surveys.
Swagbucks is safe and legit, considering it has paid out over $241 million to members worldwide. Read the full Swagbucks review to find out all there is to know about this unique loyalty and rewards program before trying it out yourself.
There’s a ninety-nine percent chance that you find yourself whiling away time by browsing idly through your smartphone.
Catching up on social media and beating your own high score is great, but engaging your mind on these activities alone isn’t enough to fill your wallet.
It may feel as if you’re getting yourself into a get-rich-quick scam, but you’re really not. There are numerous legitimate and cost-free apps you can use to make money by watching videos, filling surveys, posting photos and many more.
The apps on this list allow you to earn some cash on the side. Although the pay is modest, you can still work flexibly according to your schedule.
Don’t wait any longer. Download Swagbucks and the rest of the apps on this list to make your time online worth your while.