Credit cards, they can be a handy financial tool when used properly, but most of the time they’re the bane of our financial problems.
Travel is beneficial in so many ways: it broadens your horizons, helps with stress, develops resilience and tolerance and you’ll create lifelong memories while you’re at it. It can be hard on the hip pocket, however.
An elderly neighbor who doesn’t drive needs help getting groceries, so I occasionally pick up a few things for him. I give him the receipt and he pays me in cash, rounding up the total by a buck or two for my trouble.
Having a credit card or two is a financially sound idea but only if you are careful and follow some credit card advice such as:
Your credit report is one of the most important financial tools you’ll ever have. It’s so much more than financial though; your credit report also tells your full story.
You may have seen an advertisement for a special rate on a new credit card, or your local bank is offering a bonus for opening a new account with them.
There’s no doubt that many credit cards offer great perks. From reward points to special discounts, I definitely enjoy the credit cards I use.
Are you in love with your credit card rewards, but not the bill at the end of the month when all your purchases rack up?
Maybe, like me, you’ve almost stopped using cash. After all, there are so many good reasons to use credit cards.
You probably already have good reasons to use credit cards. For example, you can dispute the charge for a faulty product or service, which is often easier than getting a refund directly from a retailer.